We also need renters insurance, so we may try to see if the life insurance company can cut us a deal if we get our home insurance with the same company. Our landlord recently told us a story of another tenant who flooded her upstairs apartment when her sink backed up. Unfortunately, she was out of town and it completely trashed the apartment. If she had renters insurance everything would have been covered.
We just want to be cautious and prepared.
That’s right – better safe than sorry!! I saw your link on 5 Star Foodie’s website and thought it was hilarious because you’re The Rice Addict, and we’re The Food Addicts. Cute!